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A card that really takes you places

Every time you use your card you'll earn
Virgin Points to put towards your next flight.

Everyday spending. Adventures that are anything but.

What could be better than taking off for a long weekend in New York? The Tabletop views of Cape Town, or the silky soft sands of St Lucia?

Our Reward and Reward+ credit cards are your passport to reaching reward flights, upgrades and more. Every time you use your card*, you’ll earn Virgin Points to put towards your next adventure.

Not only that, if you take out a Reward+ Credit Card before the 4th March 2024 you can get double points on spending up to £5000 or up to 14th April 2024, whichever comes first. We'll even give you 15,000 points on your first purchase, if it's made within 90 days of taking out the card.

*Points cap applies based on credit limit

More points, more fun, more adventure.

Green tick Get to rewards faster. Earn points every time you shop, and in no time at all you'll be setting off on your next adventure. Restrictions apply.

Green tick Choose your rewards. Choose from upgrades or companion tickets. And if you’re a Gold or Silver member, you’ll have the option of Clubhouse passes. Terms apply

Green tick A range of other benefits such as double points on Virgin Atlantic Flights and Virgin Holidays or cashback deals with Virgin Money Cashback. That means 6 points per £1 spent on your card until 14th April 2024 or £5,000 spend, whichever comes first, when you take out a Reward+ credit card before 4th March 2024. Terms apply. 

Compare the cards

Virgin Atlantic Reward Credit Card

  • Earn 0.75 Virgin Points for every £1 you spend on everyday card purchases. And 1.5 points for every £1 you spend with Virgin Atlantic or Virgin Holidays. Restrictions apply.
  • Spend £20,000 in a year to unlock exclusive benefits, like companion flights or upgrades. Terms apply

 

 


 

 

 

 

 

 

 

Representative example:

  • Purchase rate: 26.9% p.a.
    (variable) on card purchases

  • Equivalent to: 26.9% APR
    representative (variable)

  • Based on a credit limit of: £1,200

  • No annual fee

Credit is available subject to status, only to UK residents aged 18+

Virgin Atlantic Reward+ Credit Card

  • Earn double points on spending up to £5,000 or until the 14th April 2024, whichever comes first. Make sure you apply before 4th March 2024 to qualify.
  • During the double points offer period you’ll earn 3 points for every £1 you spend on everyday card purchases and 6 points for every £1 you spend with Virgin Atlantic or Virgin Holidays. Restrictions apply.
  • After the double points offer period, the following standard earn rates will apply: Earn 1.5 points for every £1 you spend on everyday card purchases and 3 points for every £1 you spend with Virgin Atlantic or Virgin Holidays Restrictions apply.
  • Earn 15,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days. There’s no minimum spend.
  • Spend £10,000 in a year to unlock exclusive benefits, like companion flights or upgrades. Terms apply

Representative example:

  • Purchase rate: 26.9% p.a.
    (variable) on card purchases

  • Equivalent to: 69.7% APR
    representative (variable)

  • Based on a credit limit of: £1,200

  • £160 annual fee

Credit is available subject to status, only to UK residents aged 18+

Signing up is easy.

Whether you’re new to us or have a card with us already, you’ll need to apply. We’ll let you know instantly if your application is approved, and pop your new card in the post within a few days.

Then you’re all set. You can start earning points towards your next adventure straight away.

Where could your card take you

How many points could you earn in the first year with your average spend per month and what could you do with your points.

  

Average Card spend per month**

£500 £1000 £1,500

Reward+ Card

 9,000 + 15,000 one-off bonus#
= 24,000 points

18,000 + 15,000 one-off bonus#
= 33,000 points

27,000 + 15,000 one-off bonus#
= 42,000 points

Off-Peak Return
to Barbados^

Off-Peak Return
to San Francisco^

Peak Return
to New York^

Reward Card

4,500 points

9,000 points

13,500 points

3 Cinema tickets
from Vue*

Case of 6 bottles
from Virgin Wines*

One –Way Off Peak Premium
Upgrade London to Miami

**This table doesn't take into account any additional points Reward+ cardholders may receive during the double points offer period (4th March-14th April 2024).

* Redeemed through Virgin Red
# = 15,000 one-off bonus on 1st transaction with Reward+ card

^ Example destinations only. Points cost based on standard season price for one return flight in Economy. Taxes, fees and carrier-imposed surcharges payable seperately. Reward seats are subject to availability.

 Already have a card with us?

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Scrolley finger at the ready - here comes the small print

Virgin Atlantic Reward+ Credit Card Flying Club Terms 

These Virgin Atlantic Reward+ Credit Card Flying Club Terms are between you and us. We're Virgin Atlantic Airways Limited (registered in England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF). The Flying Club terms and conditions also apply.

Earning Virgin Atlantic Reward Credit Card Points

  1. You’ll earn 0.75 Virgin Points for every £1 you spend on card purchases. You won’t earn Virgin Points on cash advances, balance transfers, money transfers, interest or fees.
  2. You’ll earn 1.5 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays
  3. There’s a cap on the Virgin Points you can earn each month based on your credit limit. So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points
  4. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date. You’ll get any bonus points in the month after you’ve earned them.

Earning Virgin Atlantic Reward+ Credit Card Points 

  • We’ll give you 15,000 bonus Virgin Points if you make a purchase using your Reward+ Credit Card in the first 90 days.  There’s no minimum spend.

  • If you apply between the 5th February and 4th March 2024, we will give you double points on card purchases you make up to £5,000. The double points offer will end on Sunday 14 April 2024, or when you have spent £5,000 – whichever happens first. After this date your points earn rate will revert to our standard rates. To benefit make sure you link your Flying Club number to your Reward+ Credit Card. Double Points are only available on card purchases. Balance and money transfers, cash advance transactions and your £160 annual fee are not included in the £5,000 spend. 

Virgin Points earn rate up to 14th April 2024 or up to £5,000 spend Virgin Points earn rate after 14th April 2024 or £5,000 spend  
3 points for every £1 spent on everyday purchases. 1.5 points for every £1 spent on everyday purchases.
6 points for every £1 spent directly with Virgin Atlantic or Virgin Holidays. 3 points for every £1 spent directly with Virgin Atlantic or Virgin Holidays. 

 

  • There’s a cap on the Virgin Points you can earn each month based on your credit limit.  So, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month.  If you spend more than that, you won’t earn points on that bit.  We’ll reset the counter every month on the date of your credit card statement.  The cap doesn’t apply to bonus points.

  • We’ll add your points to your Flying Club account every month within 5 days of your credit card statement date.  You’ll get any bonus points in the month after you’ve earned them.  

 

Earning Virgin Atlantic Reward+ Credit Card Flying Club Reward Vouchers

1. If you spend £10,000 or more on card purchases over 12 months, you’ll earn a reward. You can only earn one reward every 12 months. The 12 months resets on each anniversary of the date your Virgin Atlantic Reward+ Credit Card account was opened.

2. Your choice depends on whether you’re a Red, Silver or Gold Flying Club member when you choose it. So if you’re a Red member when you earn your reward but a Silver member when you choose, you’ll get the Silver choices.

3. You can choose a reward from:

·       Companion Reward Ticket. Take one person with you in a reward seat:

o   If you’re a Silver or Gold member when you book the companion reward seat won’t cost any points.

o   If you’re a Red member when you book, the companion seat won’t cost any points in Economy Classic and Premium, or you’ll get a 50% reduction in the points needed for Upper.

·       Upgrade Voucher. Upgrade any booking by one cabin into a reward seat. Available to all tiers.

·       To use your Reward Voucher for a return trip, you can either

·       Book both flights at the same time, and redeem your voucher on the round-trip; or

·       Book single flights outbound and return. If you book your outbound flight and use your reward voucher for that flight, you need to call the Virgin Atlantic Contact Centre to apply it to your separate return reward flight booking

·       Clubhouse Pass. (Silver and Gold Flying Club members only) For one person to use in any Clubhouse worldwide when flying with Virgin Atlantic, Delta or AFKL International. No additional guests can be permitted. If you’re a Gold member, you’ll get two passes.

4. The reward will automatically be added to your Flying Club account within 30 days of earning it. It’ll be ready to spend straightaway.

5. If you want to spend a reward, visit https://help.virginatlantic.com/gb/en/contact-us.html to sort it out. There are some key things you need to know about certain types of reward first:

·  If you choose an Upgrade or Companion Reward Ticket, you can use it on a round trip, or upgrade two one-way flights. It’s subject to availability because they come from a limited number of seats in booking classes G, P and A only. You’ll still need to pay any taxes, fees and surcharges.

·  If you choose a Clubhouse Pass, it’ll be good for one entry to one Clubhouse. We’ll post it to you so make sure you leave at least two weeks before you want to use it. We won’t replace lost or stolen passes, or change the expiry date.

6. You can spend your reward for up to 24 months from the date it’s issued. That means you have to have booked your flights and taken the outbound flight within those 24 months. You can take the return journey afterwards.

 

Credit is available, subject to status, only to UK residents aged 18 or over.

 

The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER. Virgin Atlantic Airways Ltd is an appointed representative of Clydesdale Bank PLC (trading as Virgin Money) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.uk

 

Your copy of the Statement of Lender and Borrower Responsibilities