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Lady with sunglasses in a white and red triped top

Meet the Virgin Red Mastercard®

Earn a 75,000 Virgin Points Boarding Bonus when you spend $4,000 in your first 90 days of new account opening — for a limited time only.*
 

Available between March 17 – April 16, 2026.

Apply now

Earn a 75,000 Virgin Points Boarding Bonus — for a Limited Time*

Open a Virgin Red Rewards Mastercard®† between March 17 and April 16, 2026, spend $4,000 in your first 90 days of new account opening, and earn 75,000 Virgin Points. This limited-time enhanced Boarding Bonus is designed to help you reach your next reward sooner.

The Virgin Red Rewards Mastercard® brings together Virgin Atlantic, Virgin Voyages, and Virgin Hotels into one infinitely rewarding credit card. Built for travel lovers, it turns everyday spending into extraordinary adventures.

You’ll earn: *

  • 3 Virgin Points for every $1 spent with Virgin Atlantic, Virgin Hotels, and Virgin Voyages
  • 2 Virgin Points for every $1 spent at grocery stores, dining out, select streaming services, and EV charging
  • 1 Virgin Point for every $1 spent on everything else you buy, where Mastercard is accepted

Apply now — this limited-time offer ends 16 April.

Apply now

Terms apply. Only available to applicants aged 18 or older who have an address in the United States†. Virgin Atlantic Airways Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender.

This card is bursting with benefits*

  1. Collect 75,000 bonus Virgin Points

    For a limited time, get a generous 75,000 Virgin Points as a welcome from us when you spend $4,000 in your first 90 days of opening a new account. That’s enough to hop from New York to London*** and back.

  2. Earn more Virgin Points on everything

    Earn 3 Virgin Points for every $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages. Earn 2 Virgin Points for every $1 spent at grocery stores, on dining out, on selected streaming services, and EV charging. Earn 1 Virgin Point for every $1 spent on everything else.

  3. Open doors with Personal Perks

    Spend $15,000 in a year to choose one Personal Perk, or $30,000 to
choose two, including a Flying Club reward voucher for a cabin upgrade or companion seat.

Choose from 6 exclusive Personal Perks*

Man sitting in Upper Class onboard aircraft

  1. Companion seat or cabin upgrade

    With Virgin Atlantic Flying Club reward voucher

  2. One night Reward Stay or priority room upgrade

    With Virgin Hotels

  3. Up to $300 bar tab credit or Blue Extras Perk Package

    With Virgin Voyages

More benefits? Breathtaking*

Man riding a bike in LA

Sure, this card’s about finance, but it’s also about fun.

  1. Fly through the tiers

    Your card can give you extra Tier Points every month. Earn 25 points for $2,500 in qualifying spend per month, up to 50 Tier Points per month.*

  2. Anniversary points boost

    No more flip-flopping between credit cards for the best deal. We’ll give you 5,000 Virgin Points every year – just for staying onboard.*

  1. Go further together

    We'll reward you with 2,500 Virgin Points each time you add an extra card for a loved one, up to 10,000 Virgin Points.*

  2. No foreign transaction fees on travel spending

    Popping overseas? You’re free to travel with no foreign transaction fees.**

  3. Make it a long weekend

    Book two nights and get your third night free at participating Virgin Hotels, once a year.*

Terms and conditions

†The Virgin Red Rewards Mastercard® is only available to applicants 18 or older who have an address in the United States and a valid SSN or ITIN. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA.

*Subject to credit approval:

• 75,000 BONUS POINTS: Limit one offer per accountholder. To qualify, new account must be opened between 3/17/26—4/16/26 and you must make net eligible purchases (purchases minus returns and adjustments) of $4,000 or more within 90 days of opening a new account. If earned, 75,000 Bonus Points will post to your Virgin Red account within 1-2 billing cycles after qualifying purchases are made. To receive points, your card must be successfully linked to your Virgin Red account and your credit card account must remain open, in good standing and not delinquent at the time the offer is applied. If application is submitted during the offer period, but is approved outside of the offer period, cardholder will still be eligible for this offer. See Credit Rewards Terms for more details. A different account opening offer may be available in other advertising. We reserve the right to discontinue or alter this offer at any time.

• REWARD POINTS: We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages. See Credit Rewards Terms for details.

• PERSONAL PERKS: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails. See Credit Rewards Terms for details.

• VIRGIN HOTELS BENEFIT: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails. See Credit Rewards Terms for details.

• ANNIVERSARY BOOST: In each year that the Virgin Red Rewards Mastercard® Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing.

• TIER POINTS: See Credit Rewards Terms for details.

• ADDITIONAL CARDHOLDER BONUS: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user. See Credit Rewards Terms for details.

**See Credit Card Terms for details. 

© Virgin Red Limited 2026. Virgin and the Virgin Signature logo are registered trademarks of Virgin Enterprises Limited and are used under license.

Virgin Red Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender. Virgin Red Limited receives a fee for successful card applications. Please contact us if you would like further information.

This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Virgin Points are earned and spent via Virgin Red Limited in accordance with the Virgin Red Reward Program Terms. We manage your data in accordance with the Virgin Red Limited Privacy Policy. You can get hold of us by emailing membersupport@virgin.com or by post at Virgin Red Limited, Whitfield Studios, 50A Charlotte St, London, W1T 2NS. Registered in England and Wales with Company No 11490861.

***The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight.

Offers and rewards change from time to time so visit Virgin Red for the latest points rates and details. Rewards are subject to availability. The price of reward flights, stays and voyages is variable and will be displayed at the time of booking. For reward flights and non-UK reward stays, taxes, fees and charges apply. Virgin Atlantic Flying Club membership required and Virgin Atlantic Flying Club terms and conditions apply.